MANHATTAN Card Hong Kong | Important Legal Notice

Important Legal Notice

ONLINE TERMS AND CONDITIONS :

NOTICE

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND THE DATA PROTECTION AND PRIVACY POLICY BEFORE USING THE ONLINE SERVICES OR THIS WEB SITE.

THIS IS A LEGALLY BINDING AGREEMENT BETWEEN YOU AND STANDARD CHARTERED BANK (HK) LTD ("THE COMPANY") ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEB SITE MAY BE USED. USE OF THE ONLINE SERVICE IMPLIES THAT YOU ACCEPT THESE TERMS AND CONDITIONS.

IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS DO NOT ACCESS THIS WEB SITE AND DO NOT USE THE ONLINE SERVICES.

COMPANY DETAILS

Standard Chartered Bank is incorporated in England and Wales with limited liability by Royal Charter 1853, under reference ZC18 and the Principal Office of the Company is situated in England at 1 Aldermanbury Square, London, EC2V 7SB

In Hong Kong, we operate under a locally incorporated subsidiary - Standard Chartered Bank (HK) Ltd. Manhattan Card is a division of Standard Chartered Bank (HK) Ltd.

JURISDICTION AND RESTRICTIONS

The Company controls and maintains this Web Site from Hong Kong, SAR . The material and information contained in this section of this Web Site, relating to Hong Kong, is directed at and restricted to individuals resident in or entities having a place of business in Hong Kong, SAR. The Company makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions.

These Terms and Conditions are governed by the Laws of Hong Kong, SAR and any dispute shall be subject to the non-exclusive jurisdiction of the Courts of Hong Kong, SAR.

THE DISTRIBUTION OF THIS WEB SITE'S MATERIAL MAY BE RESTRICTED BY LAW IN CERTAIN JURISDICTIONS. IT IS YOUR RESPONSIBILITY TO FIND OUT WHAT THOSE RESTRICTIONS ARE AND OBSERVE THEM.

PRODUCTS AND SERVICES

The information and material on this Web Site should not be regarded as an offer or solicitation to buy or sell investments. Use of the products or services described at this Web Site may not be permitted in some countries and if in doubt, you should check with your Local Regulator or Authority before requesting further information. This Web Site does not constitute an offer on the part of the Company to provide products or services described therein to persons or entities resident in countries where such offer is not authorised for distribution in such country or where the local law or regulation does not permit the use of such products or services.

BY PROCEEDING TO READ THIS INFORMATION YOU ARE AGREEING THAT YOU DO NOT RESIDE IN, OR ARE NOT PROPOSING TO PURCHASE OR SUBSCRIBE FOR ANY PRODUCTS OR SERVICES FROM, ANY JURISDICTION OUTSIDE HONG KONG. IF THIS IS NOT THE CASE, PLEASE CLICK THE "BACK" BUTTON ON YOUR BROWSER.

Products and services are available only at the discretion of the Company or the relevant Standard Chartered Bank Group company or associate, subject to the individual terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations. Fees, commissions or other charges may apply to certain services - the office providing the services can provide details.

Transactions with any office of Standard Chartered Bank outside the United Kingdom, or with any Standard Chartered Bank Group company outside the United Kingdom, are not protected by the United Kingdom's regulatory regime. Transactions with offices of non-Standard Chartered Bank Group companies referred to in this site will not normally be so protected unless otherwise indicated.

DISCLAIMER

THE COMPANY MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING THIS WEB SITE OR THE MATERIALS AND INFORMATION CONTAINED OR REFERRED TO ON EACH PAGE ASSOCIATED WITH THIS WEB SITE. THE MATERIAL AND INFORMATION CONTAINED ON THIS WEB SITE ARE PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING BUSINESS DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEB SITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR MORE UP-TO-DATE SOURCES OF INFORMATION OR SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.

GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA ARE PRESENTED IN CERTAIN CASES IN APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY THE EDITORS ON CERTAIN EXTERNAL STATISTICAL DATA WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. THE COMPANY ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY FROM ACTION TAKEN, OR NOT TAKEN, IN RELIANCE ON MATERIAL OR INFORMATION CONTAINED ON THIS WEB SITE. IN PARTICULAR, NO WARRANTY IS GIVEN THAT ECONOMIC REPORTING INFORMATION/MATERIAL OR DATA ARE ACCURATE, RELIABLE OR UP TO DATE.

THE COMPANY ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS WEB SITE, HOWSOEVER ARISING, INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS WEB SITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR DUE TO ANY UNAVAILABILITY OF THE WEB SITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES. WHERE SUCH EVENTS AROSE OUT OF CIRCUMSTANCES OUTSIDE THE COMPANY'S REASONABLE CONTROL.

PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED FROM THIS WEB SITE IS AT YOUR OWN RISK AND THE COMPANY NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY LOSS OR DAMAGE (WHETHER DIRECT OR INDIRECT), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEB SITE, WHERE SUCH EVENTS AROSE OUT OF CIRCUMSTANCES OUTSIDE THE COMPANY'S REASONABLE CONTROL.

ANY HYPERTEXT LINK FROM THIS WEB SITE EXIST FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND THE COMPANY ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING CONSEQUENTIAL LOSS) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR LOSS ARISING DIRECTLY OR INDIRECTLY FROM DEFECTS WITH SUCH SITES. THE COMPANY'S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIAL ON SUCH SITES.

THE COMPANY DOES NOT GUARANTEE THAT ANY E-MAILS FROM THE WEB SITE WILL BE SENT TO YOU OR RECEIVED BY THE COMPANY NOR DOES THE COMPANY WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION WHICH IS OUTSIDE THE COMPANY'S CONTROL.

DATA PRIVACY

Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by the Company from this Web Site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with the Company's current Data Protection and Privacy Policy.

A copy of the Company's current Data Protection and Privacy Policy may be accessed by clicking here.

INVESTMENT PRODUCTS

The price of securities can and does fluctuate, and any individual security may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling securities.

The risk of loss in trading futures contracts or options can be substantial. In some circumstances, you may sustain losses in excess of your initial margin funds. Placing contingent orders, such as "stop-loss" or "stop-limit" orders, will not necessarily achieve the desired results. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore study and understand futures contracts and options before you trade and carefully consider whether such trading is suitable in the light of your own financial position and investment objectives.

INDEMNITY

You hereby agree to indemnify and to keep the Company fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by the Company arising from or which is directly or indirectly related to:-

(a)

your access to and/or use of web site and/or any other person or entity's use of this service or web site where such person or entity was able to access the service or web site using your user ID and/or login password except where you have fully complied with any guidelines, procedures or instructions relating to the proper use of this web site from time to time notified to you by the Company whether on this web site or otherwise, including but not limited to your responsibility to exercise due care to keep your user ID and/or login password confidential to prevent fraud and your duty to inform the Company as soon as you are aware that the security of your user ID and/or login password may have been compromised and the use of web site or the service is unauthorised; or

(b)

any breach or non-observance of any of these terms and conditions by you or by any other person or entity where such person or entity was able to access and/or use the internet banking service or web site by using your user ID and login password.

TERMINATION

The Company may terminate this Agreement, your access to this Web Site and use of its Internet Banking Service at any time, with or without cause or notice.

MODIFICATION

The Company reserves the right in its discretion to change without prior warning or notice any information or material contained on this Web Site and the terms and conditions under which this Web Site is used.

INTELLECTUAL PROPERTY RIGHTS

All contents of this Web Site including, but not limited to the text, graphics, links and sounds are the copyright of Standard Chartered PLC and may not be copied, downloaded, distributed or published in any way without the prior written consent of Standard Chartered PLC.

"Standard Chartered", "Standard Chartered Bank", , are registered trade marks and service marks of Standard Chartered PLC and no permission or licence is granted to use any such trade marks or service marks without the prior written consent of Standard Chartered PLC. All other marks, names and logos used on this Web Site relating to companies within the Standard Chartered Group or to their products or services are the intellectual property rights held by companies within the Standard Chartered Group unless otherwise stated.

In relation to any information or materials which you submit to Standard Chartered Bank using this Web Site, you hereby grant to Standard Chartered Bank a worldwide royalty-free perpetual licence of the copyright and intellectual property rights in such information or materials for any purpose it deems fit including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.

You agree that Standard Chartered Bank shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this Web Site unless agreed otherwise in a separate direct contract between you and Standard Chartered Bank or required by law.

You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this Web Site.

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