MANHATTAN Card Hong Kong

Home > Personal Loan

MANHATTAN Revolving Personal Loan

Low Interest Rate
All successful applicants can enjoy a preferential rate of 6.8% p.a.* for the first 4 months. You will also enjoy our low interest rate upon timely 2.8% minimum repayment of monthly outstanding balance. This lets you save unnecessary expenses.

No Fixed Term or Repayment Amount is Stipulated
Monthly repayment can be adjusted according to your own financial situation.

Revolving Nature
Credit limit is topped up each time you make a repayment. No re-application is required.

Other Benefits

24 hours cash withdrawal can be made through more than 1,500 JETCO Automatic Teller Machine in Hong Kong, Macau and Shenzhen by using the MANHATTAN Revolving Personal Loan Card¹
Maximum loan amount up to HK$300,000 or 3 times of your monthly income (whichever is lower).
No collateral or guarantor is required.
Balance enquiry, change of payment instruction or cash withdrawal can be made through our MANHATTAN Personal Loan Hotline Interactive Voice Response System.
Consolidated monthly statements are available to clearly record your transactions and payment due date.
Outstanding loan repayment² can be made through Standard Chartered branches, ATMs, PPS or by cheque.

Fast Simple and Convenient Application Process
Simply call our MANHATTAN Personal Loan Hotline at (852) 2210 8888 (press '2' for English) to apply.

MANHATTAN Personal Loan Hotline Service Hours:
Mon-Sun & Public Holidays 9:00am - 8:00pm

Applicants must be a Hong Kong permanent resident, aged 18 or over, have an annual salary of HK$84,000 or above, and possess income proof.

For more enquiries, please email us or call our MANHATTAN Personal Loan Hotline: (852) 2210 8888 (press '2' for English).

*	The Annualized Percentage Rate is 6.89% and is calculated according to the Net Present Value Method as specified in the Code of Banking Practice.
1.	Daily cash withdrawal limit at JETCO ATMs is up to a maximum of HK$20,000. Loan repayment through ATM can only be made at Standard Chartered ATMs.
2.	Pre-set autopay will be suspended for that current month if payment (equal to or above Minimum Payment) is made 2 working days before Payment Due Date.
3.	A handling fee of 2% will be assessed on the re-borrowed loan amount of each cash withdrawal (subject to a minimum of HL$50).
4.	An annual fee of 1% of the principal loan amount as aproved and agreed by the Company in writing from time to time shall be debited from the Loan Account when the Loan is first drawn down and on each anniversary of the date of first drawdown of the Loan.