Remarks:
1.	Cardmember must use MANHATTAN Titnanium to settle full payment at Hong Thai Travel Services Ltd. (License no. 350070).
2.	At the point of balance settlement, Cardmember must fill in the “Travel Cash” Redemption Form and submit to Standard Chartered Bank (Hong Kong) Limited (“the Company” through the above designated travel agents.
3.	Calculation Method is every 20,000 bonus points can be redeemed for HK$100.
4.	Minimum bonus points required for “Travel Cash” redemption are 20,000 points. No upper limit is applied.
5.	Cardmember is required to pay HK$25 handling fee which will be posted to the related MANHATTAN Titanium Card account and will not be returned to Cardmember upon cancellation of the redemption.
6.	Only the bonus points shown on Cardmember’s latest monthly statement can be used for “Travel Cash” redemption.
7.	A Cardmember is not entitled to draw upon the points accumulated in his or her related Principal and Supplementary MANHATTAN Titanium and Co-branded Titanium Accounts under his or her own name to redeem for “Travel Cash”. Only points shown in the latest issued monthly statement can be redeemed.
8.	“Travel Cash” cannot be redeemed for the payment of travel visas, airport taxes or other taxes, China or Macau ferry tickets, Hong Kong-China one way/return train tickets and bus tickets.
9.	“Travel Cash” redemption is not valid where Cardmembers seek any trade terms contracted in agreement between the Travel Agents and their corporate clients.
10.	“Travel Cash” redemption is applicable to Principal or Supplementary Cardmember’s purchase of travel services for his/her own use only.
11.	If Cardmember has sufficient bonus points for the requested “Travel Cash” redemption, the exact amount of the requested “Travel Cash” will be credited to Cardmember's account.
12.	If Cardmember does not meet the minimum bonus points requirement, or does not have sufficient bonus points for the requested “Travel Cash” redemption, the redemption request will be invalid and rejected. Cardmember will be notified by mail.
13.	Cardmember’s account must be normal. Otherwise, the redemption request will be invalid and rejected. Cardmember will be notified by mail.
14.	In case of Cardmember’s cancellation of purchase of travel services, the Company will reverse the previously redeemed points and debit the corresponding redeemed “Travel Cash” to Cardmember’s account.
15.	The travel services are supplied by the above designated travel agents and the Company accepts no liability for the supply and quality of services provided by these agents.
16.	The Company reserves the right to amend the terms and conditions. In case of disputes, the decision of the Company shall be final.
17.	If there is any inconsistency or conflict between the English and Chinese versions, the English version shall prevail. DOUBLE BONUS POINTS REWARD FOR OVERSEAS SPENDING All purchases and cash advances must be made in foreign countries and settled in foreign currencies.

Issued by Standard Chartered Bank (Hong Kong) Limited